Tired of seeing a big chunk of your salary go as tax?
Good news: you can reduce it — legally and smartly — with something called Proof of Investment (POI). At Zeba Pro, we’re making it easier than ever for employees to declare and submit their tax-saving investments with confidence and clarity.
What is POI and Why Does It Matter?
Proof of Investment (POI) is the documentation you submit to your employer to validate the tax-saving declarations you made at the beginning of the financial year.
If you’ve chosen the Old Tax Regime, these investments can help reduce your taxable income, meaning less TDS (Tax Deducted at Source) on your monthly salary.
Without POI? Your employer is forced to assume you didn’t invest anything — and your take-home pay shrinks due to higher TDS.
What Counts as Proof of Investment?
Section | Examples | Acceptable Proof |
---|---|---|
80C | LIC, PPF, ELSS, Tuition Fees, Home Loan Principal | Payment receipts, policy documents |
80D | Health Insurance | Premium payment receipt |
24(b) | Home Loan Interest | Interest certificate from bank |
80E | Education Loan Interest | Loan interest certificate |
10(13A) | House Rent Allowance (HRA) | Rent agreement, PAN of landlord (if > ₹1L/year), rent receipts |
80G | Donations | Receipts with PAN and 80G certificate |
How to Submit POI in Zeba Pro
- Login to your Zeba Pro portal
- Go to Pay > Taxes > Proof of Investment (POI)
- Choose the applicable section (e.g., 80C, 80D)
- Upload the relevant document (PDF, JPG, or PNG)
- Click Submit
That’s it — your proof is now ready for verification by your HR or payroll team.
What Happens If You Don’t Submit POI?
- You’ll be taxed as if no investments were made
- TDS will be higher, and your take-home salary will shrink
- You can still claim a refund while filing your ITR, but why wait?
POI Deadlines and Security
- Your POI must be submitted before the payroll cut-off (check with your HR team)
- All documents are stored securely, and access is limited to payroll admins
- Zeba Pro ensures 100% compliance and privacy
Pro Tips for Smooth POI Submission
- Submit only documents for the current financial year
- Ensure the document is clear and legible
- Upload all files before the deadline
- Keep original documents with you for tax filing or audits
Zeba Pro Makes It Easy
With Zeba Pro, your HR and tax process stays lean, transparent, and stress-free. Our goal is to make your payroll not just faster — but smarter.
Haven’t declared your investments yet?
Start today on zeba.pro and take control of your taxes.